It begins with an ad in Craigslist - a girl looking for a guy.

Girl Asks - What am I doing wrong?

Okay, Im tired of beating around the bush. Im a beautiful (spectacularly beautiful) 25 year old girl. Im articulate and classy.
Im not from New York . Im looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City, so I dont think Im overreaching at all.

Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a business man who makes average around 200 - 250. But thats where I seem to hit a roadblock. 250,000 wont get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and shes not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?

Here are my questions specifically:

- Where do you single rich men hang out? Give me specifics- bars, restaurants, gyms

-What are you looking for in a mate? Be honest guys, you wont hurt my feelings

-Is there an age range I should be targeting (Im 25)?

- Why are some of the women living lavish lifestyles on the upper east side so plain? Ive seen really plain jane boring types who have nothing to offer married to incredibly wealthy guys. Ive seen drop dead gorgeous girls in singles bars in the east village. Whats the story there?

- Jobs I should look out for? Everyone knows - lawyer, investment banker, doctor. How much do those guys really make? And where do they hang out? Where do the hedge fund guys hang out?

- How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY

Please hold your insults - Im putting myself out there in an honest way. Most beautiful women are superficial; at least Im being up front about it. I wouldnt be searching for these kind of guys if I wasnt able to match them - in looks, culture, sophistication, and keeping a nice home and hearth.

Guy Replies - We would call you a trading position, not a buy and hold

I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament.

Firstly, Im not wasting your time, I qualify as a guy who fits your bill; that is I make more than $500K per year. That said heres how I see it.

Your offer, from the prospective of a guy like me, is plain and simple a crappy business deal. Heres why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But heres the rub, your looks will fade and my money will likely continue into perpetuityin fact, it is very likely that my income increases but it is an absolute certainty that you wont be getting any more beautiful!

So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating asset, your depreciation accelerates! Let me explain, youre 25 now and will likely stay pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!

So in Wall Street terms, we would call you a trading position, not a buy and holdhence the rubmarriage. It doesnt make good business sense to buy you (which is what youre asking) so Id rather lease. In case you think Im being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades I need an out. Its as simple as that. So a deal that makes sense is dating, not marriage.

Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as articulate, classy and spectacularly beautiful as you has been unable to find your sugar daddy. I find it hard to believe that if you are as gorgeous as you say you are that the $500K hasnt found you, if not only for a tryout.

By the way, you could always find a way to make your own money and then we wouldnt need to have this difficult conversation.

With all that said, I must say youre going about it the right way. Classic pump and dump.

I hope this is helpful, and if you want to enter into some sort of lease, let me know.